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Nab home loan rates you hardly see maybe because we just don’t pay much attention or just for some odd reasons.
This article talks not only about the Nab home loan rates but also the Variable home loan rates and other financial advice.
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Anything at or below 3% is an excellent mortgage rate, according to popular research from a few years ago. And the lower your mortgage rate, the more money you’ll save over the loan’s term.
However, Tim Milauskas, a loan officer at First Home Mortgage in Millersville, Maryland, says that an interest rate of around 4% in October 2021 is considered good.
Also always have it in mind to keep your monthly mortgage payment to no more than 28% of your pre-tax income.
Have a look at the Nab home loan rates
| NAB Base Variable Rate Home Loan | Interest rate | Comparison rate1 |
| Principal and Interest | 3.45% p.a. | 3.49% p.a. |
| Special offer for owner-occupiers, principal, and interest LVR ≤80%2 |
2.29% p.a. | 2.33% p.a. |
| Special offer for owner-occupiers, principal, and interest LVR >80%2 |
2.99% p.a. | 3.03% p.a. |
| Interest Only | 4.02% p.a. | 3.70% p.a. |
| NAB Choice Package – Principal and Interest | Interest rate | Comparison rate1 |
| Less than $250,000 | 3.92% p.a. | 4.32% p.a. |
| $250,000 to 749,999 | 3.67% p.a. | 4.08% p.a.1 |
| $750,000 and above | 3.62% p.a. | 4.03% p.a.1 |
| NAB Choice Package – Interest Only | Interest rate | Comparison rate1 |
| Less than $250,000 | 4.49% p.a. | 4.51% p.a. |
| $250,000 to 749,999 | 4.24% p.a. | 4.26% p.a. |
| $750,000 and above | 4.19% p.a. | 4.21% p.a. |
| NAB Tailored Home Loan | Interest rate | Comparison rate1 |
| Principal and Interest | 4.52% p.a. | 4.65% p.a. |
| Interest Only | 5.09% p.a. | 4.87% p.a. |
| NAB Choice Package – Principal and Interest | Interest rate | Comparison rate1 |
| 1 year | 1.99% p.a. | 4.15% p.a. |
| 2 year | 2.34% p.a. | 4.04% p.a. |
| 3 year | 2.79% p.a. | 4.03% p.a. |
| 4 year | 2.89% p.a. | 3.98% p.a. |
| 5 year | 3.09% p.a. | 3.99% p.a. |
| NAB Choice Package – Interest Only in Arrears | Interest rate | Comparison rate1 |
| 1 year | 3.69% p.a. | 4.44% p.a. |
| 2 year | 3.69% p.a. | 4.37% p.a. |
| 3 year | 3.89% p.a. | 4.36% p.a. |
| 4 year | 3.99% p.a. | 4.35% p.a. |
| 5 year | 4.09% p.a. | 4.35% p.a. |
| NAB Choice Package – Interest Only in Advance – Share Investment | Interest rate | Comparison rate1 |
| 1 year | 3.59% p.a. | 4.44% p.a. |
| 2 year | 3.59% p.a. | 4.37% p.a. |
| 3 year | 3.79% p.a. | 4.36% p.a. |
| 4 year | 3.89% p.a. | 4.34% p.a. |
| 5 year | 3.99% p.a. | 4.35% p.a. |